Quick ReadPer stirpes sends a deceased child's share to their own kids; per capita splits it among surviving siblings, ...

A divorce decree, a will, and thirty years of good intentions all point the money toward his daughter. One overlooked piece ...

As a plan sponsor, you need to make sure that participant beneficiary forms are up to date. It’s not enough that you make sure that every participant has filled one out, you also have to make sure ...

A single line on a beneficiary form changes how the IRS calculates how much you must withdraw every year from your retirement accounts, and most couples with a significant age gap never know to check ...

The death of a loved one brings stress, despair and grief. It also often precipitates disagreements regarding the intended beneficiary of an annuity, life insurance policy or other account of the ...

Failing to update beneficiary forms after major life events can lead to unintended outcomes for your assets. Wills govern assets without beneficiary designations, such as real estate, personal ...

When you think of estate planning, most people think about getting their wills and trusts in order. But for many investors, their IRA or 401(k) beneficiary designation form will control the ...

Beneficiary designations on retirement accounts override your will when it's time to determine who inherits your funds. Many people forget to update beneficiary forms, which leads to unintended ...

Do you know what the most important part of your retirement account is? The answer might surprise you! If you were asked today to pull out the beneficiary form for each of your financial accounts, ...

Inheriting an IRA from someone other than a spouse creates both opportunity and a complicated set of withdrawal rules. Adult ...

Questions answered by Marc Hebert, president of The Harbor Group Inc., a registered investment adviser. Ask A Question Do you know where the beneficiary forms are to your individual retirement ...